Last 12 months, the seventh-annual TPG Awards acknowledged the finest in the journey and loyalty industries. And whereas many of those honors got here out of spirited debates amongst our editorial staffers, there was one bank card award that was, merely put, a slam dunk.
We’re speaking about the trophy for the Best New/Refreshed Credit Card of the 12 months — and the winner was the Wells Fargo Autograph Journey℠ Card (see charges and costs).
I added this card to my very own pockets final 12 months, and it additionally stood tall amongst the panel that chosen it as the award winner.
Here’s why.
Related: Wells Fargo Rewards program: How to earn, redeem and switch factors
Transfer companions
Our staff right here at TPG will get excited when any new bank card hits the market. But when that product launch additionally incorporates a brand-new, precious rewards foreign money, it actually shines.
That’s precisely what the Autograph Journey Card did when it first opened to new candidates.
After you earn factors on the card — whether or not through on a regular basis spending or the welcome bonus — you could have the capacity to transform them to the following switch companions:
- Aer Lingus AerClub (1:1)
- Avianca LifeMiles (1:1)
- British Airways Executive Club (1:1)
- Air France-KLM Flying Blue (1:1)
- Iberia Plus (1:1)
- Virgin Atlantic Flying Club/Virgin Red (1:1)
- Choice Privileges (1:2)
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Not solely that, however all transfers course of immediately (we examined each), and there is additionally no minimal. If you are 23 factors shy of a given redemption, you’ll be able to switch precisely 23 factors. Most different applications require you to switch in increments of 1,000, which may depart you with an odd stability of “stranded” rewards.
Last October, I booked a last-minute journey to New York to go to my household, and I wanted a spot to remain simply north of the metropolis. Thankfully, I discovered the Cambria Hotel White Plains — Downtown, which value simply 30,000 factors per evening for a big room with a king mattress and a settee mattress, good for my household.
The two-night keep would’ve set me again almost $800.
Instead, I transferred simply 30,000 Wells Fargo Rewards factors to my Choice Privileges account to e-book the room — giving me a worth of greater than 2.6 cents per level, based mostly on TPG’s April 2025 valuations.
Redemption choices
But transferring factors to accomplice applications is only one of the interesting redemption choices for the Wells Fargo Autograph Journey Card. There are many different prospects, together with journey and merchandise purchases, reward playing cards and offsetting PayPal purchases. You may even go for a easy assertion credit score to your eligible account.
But the better part? Every considered one of these choices offers you the identical worth — a notable differentiator in comparison with different issuers that will provide 20% much less worth on cash-back rewards or 30% much less worth on sure forms of journey. You by no means want to fret about sacrificing worth as a result of each redemption choice offers you a strong return in your purchases.
This flexibility and consistency performed an enormous position in taking residence the TPG Award — and it is particularly necessary given the subsequent key characteristic on the card.
Lucrative incomes charges
Many common journey playing cards include one or two bonus classes. Some limit the most rewarding incomes charges to purchases made in their very own journey portal. But the Autograph Journey permits you to take residence a variety of factors in your on a regular basis spending.
Here are the card’s incomes charges:
- 5 factors per greenback spent on inns
- 4 factors per greenback spent on airways
- 3 factors per greenback spent on different journey purchases
- 3 factors per greenback spent on eating
- 1 level per greenback spent on different purchases
The card additionally has no international transaction charges, making it a terrific choice when touring overseas — whether or not you are swiping it for a practice in Germany, sushi in Tokyo or road tacos in Mexico City (all of which is able to earn 3 factors per greenback, by the way).
Plus, should you apply (and are accepted) for the card as we speak, you’ll be able to earn 60,000 bonus factors after spending $4,000 in the first three months.
All of this interprets to a variety of rewards.
Read extra: Earn 60,000 transferable factors with the Wells Fargo Autograph Journey Card
Perks with a low price
A last purpose the Autograph Journey took residence the trophy as the Best New/Refreshed Credit Card is the array of advantages it presents at a comparatively low $95 annual price.
Here are a few of the most notable:
- Airline credit score: Earn a yearly $50 assertion credit score if you use your card for an airline buy of $50+. Purchases at retailers should have a service provider class code of airline/air carriers.
- Cellular phone safety: When you cost your wi-fi invoice to your Autograph Journey Card, you may get reimbursed as much as $1,000 to restore or exchange your cellphone if it is stolen or broken (topic to a $25 deductible).
- My Wells Fargo Deals: Cardmembers may have focused presents with a wide range of retailers, which may prevent cash on choose purchases (after activation). For instance, I spent an evening in an Autograph Collection property in January, and since I had a ten% provide, I obtained a $36.87 assertion credit score.
It’s advantages like these that’ll preserve the card in my pockets for years to come back.
Bottom line
Wells Fargo got here out sturdy when it launched the Wells Fargo Autograph Journey Card in early 2024 — and it ran away with the award for the Best New/Refreshed Credit Card at the 2024 TPG Awards. With versatile redemption choices, profitable incomes charges and a bunch of value-added perks, the card might be a terrific match for nearly anybody’s pockets.
Click right here to study how one can earn 60,000 bonus factors after spending $4,000 in the first three months.
