Citi is a TPG promoting companion.
If you are a frequent American Airlines flyer, you have loads of credit card choices to assist you earn extra miles and take advantage of out of each American Airlines flight.
While Barclays (ending quickly) and Citi each have a cobranded card partnership with American Airlines, Citi is the issuer with the biggest variety of American Airlines card choices.
Here’s a rundown of the highest Citi / AAdvantage credit playing cards and their current presents. This might be a simple method to rating a one-way business-class ticket on American or its Oneworld companions.
Citi / AAdvantage Business World Elite Mastercard
The Citi® / AAdvantage Business™ World Elite Mastercard® (see charges and charges) is Citi’s enterprise card for AA loyalists.
Welcome bonus: For a restricted time, earn 75,000 bonus miles after spending $5,000 in purchases inside the first 5 months of account opening.
Annual payment: $99, waived for the primary 12 months
Best for: Business vacationers
Although this provide is simply shy of the all-time provide we’ve seen on the card, incomes a whopping 75,000 AAdvantage remains to be a strong deal.
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For reference, a one-way business-class ticket from the West Coast to Japan prices 60,000 miles. If you’re dreaming of a safari journey, you can fly enterprise class from the U.S. to Tanzania for 75,000 miles one-way. And in fact, if you simply need to get round domestically, 75,000 can get you a number of round-trip tickets inside the U.S.
According to TPG’s April 2025 valuations, this bonus is value $1,238. For most small companies, a spending threshold of $5,000 is an attainable aim over 5 months.
With the Citi AAdvantage Business, you will earn an industry-standard 2 miles per greenback spent on eligible American Airlines purchases, plus 2 miles per greenback spent on eligible enterprise bills, together with telecommunications retailers, cable and satellite tv for pc suppliers, automotive leases and fuel stations. The card contains perks equivalent to a free checked bag when flying American.
If you put $30,000 in spending on the card in a cardmember yr, you’ll even be rewarded with a companion certificates — permitting you to take a companion on a flight for $99 plus taxes/charges. The certificates is granted upon account renewal, and the account should stay open at the least 45 days after the anniversary date.
For extra particulars, take a look at our full assessment of the Citi AAdvantage Business World Elite Mastercard.
Apply right here: Citi / AAdvantage Business World Elite Mastercard
Citi / AAdvantage Platinum Select World Elite Mastercard
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is Citi’s mid-tier AA possibility.
Welcome bonus: For a restricted time, earn 75,000 bonus miles after spending $3,500 inside the first 4 months of account opening.
Annual payment: $99, waived for the primary 12 months
Best for: Casual American Airlines flyers
This is the tied for the perfect provide we’ve seen on the card, and with a comparatively decrease minimal spending requirement than its enterprise counterpart, it shouldn’t be handed up.
If you’re dedicated to AA and now have a small enterprise, contemplate making use of for each the non-public card and Citi AAdvantage Business. After assembly the minimal spend requirement for each playing cards, you’ll have over 150,000 AAdvantage miles.
According to TPG’s April 2025 valuations, this welcome bonus is value $1,238. This card fees an affordable $99 annual payment (with the primary yr’s payment waived) and has no overseas transaction charges.
It presents 2 miles per greenback spent on eligible American Airlines, eating places and fuel station purchases. As a cardholder, you’ll additionally earn 1 Loyalty Point for each 1 eligible AAdvantage mile earned from purchases. A fantastic function of the non-public card is the flexibility to earn a $125 American Airlines flight low cost after you spend $20,000 or extra in purchases throughout your card membership yr and renew your card.
In addition to the two miles per greenback classes and the $125 flight low cost, you’ll get advantages like most well-liked boarding, a free first checked bag for you and up to 4 companions, and reductions on inflight snacks and beverage purchases.
If you fly American Airlines usually sufficient to need an upgraded flight expertise however are tired of Admirals Club entry or fast-tracking to elite standing, it is a strong card possibility. It’s reasonably priced and straightforward to hold in your pockets.
For extra particulars, take a look at our full assessment of the AAdvantage Platinum Select card.
The data for the Citi / AAdvantage Platinum Select card has been collected independently by The Points Guy. The card particulars on this web page haven’t been reviewed or offered by the card issuer.
Citi / AAdvantage Executive World Elite Mastercard
The Citi® / AAdvantage® Executive World Elite Mastercard® (see charges and charges) is AA’s top-tier private card.
Welcome bonus: Earn 70,000 miles after spending $7,000 on purchases within the first three months of account opening.
Annual payment: $595
Best for: Those who need Admirals Club entry.
This welcome bonus is value $1,155, in accordance to TPG’s April 2025 valuations, and is the usual provide we see on the card these days.
The card earns 4 miles per greenback spent on eligible American Airlines purchases and 1 mile per greenback on all different purchases. After spending $150,000 in your card in a calendar yr, cardholders earn 5 miles per greenback on eligible American Airlines purchases for the remainder of the yr. Additionally, you’ll earn 10 miles per greenback on eligible automotive leases and lodges booked via American’s automotive rental and lodge reserving websites, respectively.
At $595, the AAdvantage Executive card has a a lot greater annual payment than different choices however comes with a notable profit for frequent flyers — Admirals Club entry for you and any licensed customers and up to two company touring with you when you have a same-day boarding move for an eligible flight. The card additionally comes with loyalty level bonuses, journey protections, and assertion credit for automotive leases, meals supply, ride-hailing companies and Global Entry/TSA PreCheck.
This card advantages those that fly American regularly and need priceless assertion credit and elite perks like Admirals Club entry.
For extra particulars, take a look at our full assessment of the AAdvantage Executive World Elite Mastercard.
Apply right here: Citi / AAdvantage Executive World Elite Mastercard
American Airlines AAdvantage MileUp
The American Airlines AAdvantage® MileUp® card is Citi’s entry-level AA product.
Welcome bonus: Earn 15,000 miles after spending $500 in purchases inside the first three months of account opening.
Annual payment: $0
Best for: Beginners wanting to earn American Airlines miles.
The AAdvantage MileUp is providing a modest welcome bonus value $248, in accordance to TPG’s April 2025 valuations.
You’ll get 2 miles per greenback spent on eligible American Airlines purchases and at grocery shops. The grocery retailer bonus class contains grocery supply companies, however you will not get the perfect return utilizing this card in your weekly grocery runs. As a no-annual-fee card, it presents few perks, however you will get 25% financial savings on inflight drinks and snacks.
If you’re a newbie on the lookout for an affordable method to earn American miles, this might be a very good entry level into the Citi / AAdvantage credit card lineup. However, anybody taking greater than a few American Airlines flights per yr will possible be higher off with an American Airlines card that options an annual payment because it presents larger incomes charges and perks.
For extra particulars, take a look at our full assessment of the Citi AAdvantage MileUp.
The data for the AAdvantage MileUp card has been collected independently by The Points Guy. The card particulars on this web page haven’t been reviewed or offered by the card issuer.
Bottom line
If you are wanting to enhance your AAdvantage stability to save up for future journey — or if the candy spots within the AAdvantage program align together with your journey objectives — this might be the time to decide up one in every of these cobranded American Airlines playing cards.
Remember that Citi does not provide journey protections on a lot of its playing cards (however they’ve been reintroduced on the Executive card), which you ought to contemplate earlier than reserving journeys in your cobranded Citi card.
It can nonetheless make sense to have an American Airlines cobranded credit card in your pockets for the American Airlines-specific perks and mileage incomes potential, however do the mathematics on which card in your assortment is greatest for reserving airfare.
Also, ensure that to be aware the restrictions on the welcome bonus. With these Citi American Airlines playing cards, you will not have the option to earn the welcome bonus on any model of the card if you have acquired a brand new account bonus for that very same card up to now 48 months.
