With most of the finest credit playing cards on the market, incomes a profitable welcome bonus is a fast method to obtain quite a lot of worth. These playing cards from Chase are not any exception.
It’s necessary to know, nonetheless, that welcome affords typically change.
Let’s say you are contemplating including a brand new Chase card to your pockets. When is the perfect time to apply so you may earn the perfect offer? We’ve received you coated.
Before we get into issues, there are some necessary adjustments concerning welcome bonus eligibility on Chase’s private Sapphire playing cards: the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®.
Starting on June 23, 2025, it is possible for you to to have each the Sapphire playing cards, however bonus eligibility can be based on a number of elements. These embrace beforehand earned bonus affords and the variety of playing cards you’ve got opened and closed, amongst different concerns, a consultant for Chase confirmed to TPG.
Read on to study extra concerning the welcome offer history throughout Chase’s suite of credit playing cards, incomes each money again and Chase Ultimate Rewards factors.
Best Chase credit card welcome bonuses
Below are a few of the hottest Chase credit playing cards, together with their highest-ever affords and our suggestions for when to apply.
Note that these are all publicly accessible affords; some particular person, focused bonuses could also be increased than what we have discovered. In addition, a few of these affords could now not be accessible.
Also, understand that Chase elements in its 5/24 rule once you apply. Other elements can dictate whether or not or not you are eligible for a Chase welcome bonus, so it is value contemplating your present pockets setup and cross-checking with the phrases of whichever card you determine to apply for.
Daily Newsletter
Reward your inbox with the TPG Daily e-newsletter
Join over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
| Card | Best welcome offer we have seen | When to apply |
|---|---|---|
| Chase Freedom Flex® | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Target or Walmart), on up to $12,000 spent in the course of the first 12 months. | When the offer has $200 again, plus a 5% cash-back bonus class in the course of the first 12 months from account opening. |
| Chase Freedom Unlimited® | Depending on an individual’s spending habits, the perfect offer is both:
Earn limitless double money again for the primary 12 months from account opening. or Earn a $200 bonus after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Target or Walmart) in the course of the first 12 months (on up to $12,000 spent on these purchases). |
When the offer is no less than a $200 bonus and a bonus class for additional earnings in the course of the first 12 months, or when double money again is obtainable. |
| Chase Sapphire Preferred Card | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | When the offer is greater than 60,000 bonus factors. |
| Chase Sapphire Reserve | Earn 100,000 bonus factors plus a $500 Chase Travel℠ promo credit after spending $5,000 on purchases within the first three months from account opening. | When the offer is greater than 60,000 bonus factors. |
| Ink Business Cash® Credit Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the offer is at or above $750 money. |
| Ink Business Preferred® Credit Card | Earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening. | When the offer is above 100,000 factors. |
| Ink Business Premier® Credit Card | Earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening. | This is the one publicly accessible offer we have seen within the card’s history. |
| Ink Business Unlimited® Credit Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the offer is at or above $750 money again. |
Chase Freedom Flex
The Chase Freedom Flex is a strong, no-annual-fee, cash-back possibility for cardholders who need to maximize rotating quarterly bonus classes (on up to $1,500 in mixed spending every quarter; activation is required every quarter).
If you have got a card that earns Ultimate Rewards factors, the money again you earn on the Freedom Flex (and any Chase cash-back card, apart from the Ink Business Premier, which does not mix rewards with another Chase card) may be became Ultimate Rewards factors.
Here are the latest affords we’ve got seen on the Freedom Flex:
Welcome offer history
| Approximate date | Offer | Value |
|---|---|---|
| April 2023 to now | Earn $200 again after spending $500 within the first three months from account opening. | $200 |
| October 2022 to March 2023 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Target or Walmart), on up to $12,000 spent in the course of the first 12 months. | $200 plus up to $600 on grocery purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases, on up to $6,000 spent in the course of the first 12 months. | $200 plus up to $300 on fuel purchases |
Highest welcome offer
With the very best welcome offer we have seen, new cardholders may earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Target or Walmart), on up to $12,000 spent in the course of the first 12 months.
When to apply
We counsel making use of for this card when the bonus affords $200 again, plus a 5% cash-back bonus class in the course of the first 12 months from account opening.
Learn extra: Chase Freedom Flex
Chase Freedom Unlimited
The Chase Freedom Unlimited affords a flat 1.5% money again on most purchases, with easy bonus-earning classes for sure on a regular basis purchases. The card does not cost an annual price.
The Freedom Unlimited’s bonus offer has matched the offer on the Freedom Flex prior to now, however they don’t seem to be at all times an identical. So, it is value evaluating the 2 when you determine to apply.
Here are the latest affords we’ve got seen on the Freedom Unlimited:
Welcome offer history
| Approximate date | Offer | Value |
|---|---|---|
| May 2025 to now | Earn $200 money again after spending $500 on purchases within the first three months from account opening. | $200 |
| March 2025 to May 2025 | Earn $250 money again after spending $500 on purchases within the first three months from account opening. | $250 |
| January 2024 to March 2025 | Earn an additional 1.5% money again on all purchases in the course of the first 12 months (on up to $20,000 of purchases) — value up to $300 money again. | Up to $300 |
| October 2023 to January 2024 | Earn limitless double money again for the primary 12 months from account opening. | Value relies upon on the money again earned within the 12-month interval |
| December 2022 to October 2023 | Earn an additional 1.5% money again on all purchases in the course of the first 12 months (on up to $20,000 of purchases) — value up to $300 money again. | Up to $300 |
| October 2022 to December 2022 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Target or Walmart), on up to $12,000 spent in the course of the first 12 months. | $200 plus up to $600 from grocery retailer purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases, on up to $6,000 spent in the course of the first 12 months. | $200 plus up to $300 from fuel station purchases |
Highest welcome offer
This card has provided two welcome bonuses that might be thought-about the very best, and it relies upon on what you prioritize.
One bonus provided limitless double money again for the primary 12 months from account opening. The different provided a $200 bonus after spending $500 on purchases within the first three months from account opening, plus 5% again on grocery retailer purchases (not together with Target or Walmart) in the course of the first 12 months (on up to $12,000 of those purchases).
When to apply
This card might be value making use of for when the bonus is no less than $200 with a bonus class for additional earnings in the course of the first 12 months, or when it affords double money again for the primary 12 months.
Learn extra: Chase Freedom Unlimited
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a strong entry-level journey rewards card for anybody prepared to dive into the world of Chase Ultimate Rewards factors. The card gives good worth for a lot of at a modest $95 annual price.
With the brand new welcome bonus eligibility adjustments for the Sapphire playing cards, you will not have the opportunity to earn the Sapphire Preferred’s bonus when you already maintain the Sapphire Reserve.
Here are the latest affords we’ve got seen on the Sapphire Preferred:
Welcome offer history
| Approximate date | Offer | Value* |
|---|---|---|
| June 2025 to now | Earn 75,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,538 |
| May 2025 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| April 2025 to May 2025 | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | $2,050 |
| November 2024 to April 2025 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| October 2024 to November 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening, plus up to a $300 assertion credit on Chase Travel purchases throughout the first 12 months. | $1,530 |
| June 2024 to October 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| May 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,538 |
| May 2023 to May 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| April 2023 to May 2023 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| March 2023 to May 2023 (in-branch solely) | In-branch solely: Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. Plus, earn an extra 10,000 bonus factors after spending $6,000 complete on purchases made within the first six months. | $1,845 |
| June 2022 to March 2023 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| April 2022 to May 2022 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| October 2021 to April 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
*Bonus offer worth is based on TPG’s June 2025 valuations and isn’t offered by the credit card issuer.
Highest welcome offer
The finest offer within the Sapphire Preferred’s history gave new cardholders the possibility to earn 100,000 factors after spending $5,000 within the first three months from account opening.
When to apply
The finest time to apply for the Sapphire Preferred is any time the bonus comes with greater than 75,000 factors, which is its normal offer.
Learn extra: Chase Sapphire Preferred
Chase Sapphire Reserve
The premium Chase Sapphire Reserve not too long ago underwent an overhaul that added a bunch of latest advantages to its different perks. The card is a superb possibility for Chase Sapphire Lounge entry and elevated incomes charges in a number of journey classes. It comes with a $795 annual price.
The card additionally relaunched with a high-value welcome offer, together with 100,000 bonus factors and a $500 Chase Travel credit (after spending $5,000 within the first three months of account opening). Be positive to be aware that those that already maintain the Sapphire Preferred will not have the opportunity to earn the welcome bonus on the Sapphire Reserve, given the brand new welcome bonus eligibility guidelines.
Here are the latest affords we’ve got seen on the Sapphire Reserve:
Welcome offer history
| Approximate date | Offer | Value* |
|---|---|---|
| June 2025 to now | Earn 100,000 bonus factors plus a $500 Chase Travel promo credit after spending $5,000 within the first three months from account opening.
|
$2,550 (together with the $500 Chase Travel credit) |
| June 2024 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| May 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,538 |
| February 2023 to May 2024 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2022 to January 2023 | Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,640 |
| June 2022 to October 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2021 to June 2022 | Earn 50,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,025 |
*Bonus offer worth is based on TPG’s June 2025 valuations and isn’t offered by the credit card issuer.
Highest welcome offer
The present offer on the not too long ago refreshed Sapphire Reserve permits new cardholders to earn 100,000 bonus factors plus a $500 Chase Travel promo credit after spending $5,000 on purchases within the first three months from account opening.
The addition of the $500 credit makes this offer the perfect ever, so it is a terrific time to apply when you’ve by no means earned the welcome bonus on this card earlier than.
When to apply
It’s good to apply for this card any time it is providing greater than 60,000 factors as a bonus.
Learn extra: Chase Sapphire Reserve
Ink Business Cash Credit Card
The Ink Business Cash earns bonus cash-back rewards for enterprise homeowners in well-liked spending classes, similar to workplace provide shops, web, cable and cellphone companies, for no annual price.
Here are the latest affords we’ve got seen on the Ink Business Cash:
Welcome offer history
| Approximate date | Offer | Value |
|---|---|---|
| March 2024 to now | Earn up to $750: $350 after spending $3,000 within the first three months from account opening and an extra $400 after spending $6,000 within the first six months from account opening. | Up to $750 |
| January 2024 to March 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome offer
The finest bonus on the Ink Business Cash provided a $900 money bonus after $6,000 in spending on purchases throughout the first three months from account opening.
When to apply
We suggest making use of for the Ink Business Cash when the bonus is $750 or increased.
Learn extra: Ink Business Cash Credit Card
Ink Business Preferred Credit Card
Small-business homeowners who’re Chase Ultimate Rewards factors fans may discover their excellent match within the Ink Business Preferred Credit Card. For a $95 annual price, you may acquire Chase factors throughout a number of bonus classes.
Here are the latest affords we’ve got seen on the Ink Business Preferred:
Welcome offer history
| Approximate date | Offer | Value* |
|---|---|---|
| September 2024 to now | Earn 90,000 bonus factors after spending $8,000 within the first three months from account opening. | $1,845 |
| July 2024 to September 2024 | Earn 120,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,460 |
| June 2023 to July 2024 | Earn 100,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,050 |
| April 2020 to June 2023 | Earn 100,000 bonus factors after spending $15,000 within the first three months from account opening. | $2,050 |
*Bonus offer worth is based on TPG’s June 2025 valuations and isn’t offered by the credit card issuer.
Highest welcome offer
The highest offer we have seen within the Ink Business Preferred’s history gave new cardholders the chance to earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
When to apply
The finest time to apply for the Ink Business Preferred is any time the welcome bonus is above 100,000 factors.
Learn extra: Ink Business Preferred Credit Card
Ink Business Premier Credit Card
The Ink Business Premier is Chase’s top-tier enterprise cash-back card, providing an infinite 2% money again on enterprise purchases on high of different bonus classes for a $195 annual price.
The solely offer we have seen on this card permits new cardholders the possibility to earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening.
Highest welcome offer
This card’s welcome offer has remained regular since its launch, so the very best offer is the present offer of $1,000 money again after spending $10,000 within the first three months of account opening.
When to apply
If the Ink Business Premier ever runs a limited-time offer above its typical $1,000 (the one offer we have seen in its history), you need to undoubtedly apply. That mentioned, do not maintain your breath ready for a better offer.
Learn extra: Ink Business Premier Credit Card
Ink Business Unlimited Credit Card
For enterprise homeowners looking for a flat-rate cash-back card, the no-annual-fee Ink Business Unlimited is an efficient possibility to contemplate.
Here are the latest affords we’ve got seen on the Ink Business Unlimited:
Welcome offer history
| Approximate date | Offer | Value |
|---|---|---|
| November 2024 to now | Earn $750 money again after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2024 to November 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| January 2024 to September 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome offer
We’ve beforehand seen the Ink Business Unlimited offer new cardholders the possibility to earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening.
When to apply
It’s an excellent time to apply when the bonus is providing $750 or additional cash again.
Learn extra: Ink Business Unlimited Credit Card
Hyatt Chase playing cards
Chase is the issuer of the one two Hyatt cobranded playing cards on the market — one private card and one enterprise card. These two playing cards will often offer elevated welcome bonuses.
If you are enthusiastic about considered one of Chase’s Hyatt playing cards, take a look at our information to the offer history on the World of Hyatt playing cards to show you how to determine when to apply.
IHG Chase playing cards
IHG loyalists have three card choices, all cobranded with Chase. Two of the playing cards are private playing cards, and there is one possibility for enterprise homeowners.
If you are enthusiastic about considered one of Chase’s IHG playing cards, see our offer history information for IHG playing cards to show you how to make your resolution.
Southwest Chase playing cards
All Southwest Airlines credit playing cards are cobranded with Chase, which points three private choices and two enterprise playing cards for Southwest loyalists. These playing cards will obtain new welcome affords considerably regularly.
If you are enthusiastic about considered one of Chase’s Southwest playing cards, our information to the offer history of Southwest playing cards can assist you select a time to apply.
United Chase playing cards
Chase points all United Airlines credit playing cards, which frequently characteristic strong bonuses for frequent flyers. The Chase-United suite contains 4 private card choices and two enterprise playing cards.
If you are enthusiastic about considered one of Chase’s United playing cards, see our information to the United playing cards’ offer history to determine when to apply.
Bottom line
Welcome bonuses typically fluctuate, so when you’re enthusiastic about making use of for a brand new card, it is value trying out its offer history and evaluating it to the current offer.
Since a lot of a card’s worth is discovered within the welcome offer, chances are you’ll discover that the perfect technique is to maintain off till a profitable limited-time bonus seems so you may earn a swath of bonus factors or money again.
For extra data on credit card bonus affords over time, see the next:
