I didn’t want another credit card, but I couldn’t pass up this card’s fantastic bonus offer

I do not essentially match the mildew of the standard factors and miles fanatic. I solely have a handful of credit playing cards, I do not fret an excessive amount of over squeezing each ounce of worth out of my redemptions (if I can get a lodge or flight for no out-of-pocket value, I contemplate {that a} win) and I do not typically apply for brand new playing cards.

In truth, I was joyful sufficient with the playing cards in my pockets that I had no plans so as to add any new ones to my lineup.

That was till I heard in regards to the present offer on the Chase Sapphire Preferred® Card (see charges and charges).

Not solely is this card one in all TPG’s top-rated playing cards for journey and eating, but it is also providing an distinctive welcome bonus of 100,000 Chase Ultimate Rewards factors after spending $5,000 on purchases within the first three months from account opening. This offer ends May 15 at 9 a.m. EDT.

For a card with a $95 annual payment, that quantity actually stopped me in my tracks. According to TPG’s May 2025 valuations, this offer is price $2,050.

Related: 7 Chase Sapphire Preferred advantages you may not learn about

How I plan to make use of my 100,000-point bonus

I simply received the cardboard, so I am nonetheless working towards incomes the bonus, but I really feel like I’ve already spent the factors earlier than they even hit my account.

I have three children with a number of trip concepts and an upcoming summer time break from faculty. Money isn’t any object for them, but it actually is for me. Luckily, this card can assist me fulfill a few of their summer time trip desires.

I’ve been daydreaming proper alongside them. I have spent hours searching the Chase Travel℠ portal to see the place these 100,000 Ultimate Rewards factors can take us.

My fishing-obsessed 11-year-old has been begging to take a look at Big Cypress Lodge in Memphis (aka the pyramid-shaped Bass Pro Shops lodge).

Though there are actually extra points-friendly lodge choices in Memphis, Big Cypress Lodge is bookable on the Chase Travel portal, so I’ll in all probability finish up throwing a couple of of my factors that technique to fulfill his have to sleep in a room overlooking the world’s largest Bass Pro Shops retailer.

Booking by way of the portal will give me 1.25 cents per level in worth, and I may money in on my $50 lodge assertion credit so long as I pay for a few of the stick with money.

My 8-year-old son is basically into skyscrapers, so we have been contemplating taking him to Chicago this 12 months to go to the Willis Tower (previously the Sears Tower) Skydeck. I’ve had my eye on the historic Chicago Athletic Association lodge for years, and it is lower than a mile away from the Willis Tower.

The lodge is bookable by way of World of Hyatt factors (beginning at solely 17,000 Hyatt factors per night time), and I’ve discovered from my co-workers that transferring Ultimate Rewards factors to one in all Chase’s lodge or airline companions gives nice worth because the factors switch at a 1:1 ratio.

All three of my children have additionally requested to remain on the Hyatt Regency Orlando International Airport in one of many rooms overlooking the bustling terminal. I need to admit, the novelty of it has at all times intrigued me a bit, too.

Rooms right here begin at 12,000 World of Hyatt factors per night time. We go to Disney World and Universal Orlando typically, so it’s going to be enjoyable to shock them with an evening right here after a late flight or earlier than an early one later this 12 months.

Related: 21 methods to make use of 100K Chase Ultimate Rewards factors: Budget-friendly redemptions and opulent journeys

Beyond the limited-time welcome bonus

In addition to the present welcome bonus, the Chase Sapphire Preferred earns:

• 5 factors per greenback spent on Chase Travel purchases (excluding the $50 lodge credit)
• 5 factors per greenback spent on Lyft purchases (by way of September 2027)
• 3 factors per greenback spent on eating, choose streaming providers and on-line grocery purchases (excludes Target, Walmart and wholesale golf equipment)
• 2 factors per greenback spent on different journey purchases
• 1 level per greenback spent on all different purchases

That means I can use on a regular basis spending to maintain incomes factors towards the opposite journeys my household has been dreaming of, even after we exhaust the welcome bonus factors with their summertime dream journeys.

After this 12 months, this card’s advantages simply offset the $95 annual payment.

The Chase Sapphire Preferred earns a $50 annual assertion credit for lodge reservations made by way of Chase Travel, which basically covers greater than half of the card’s annual payment.

When you pair that with the card’s excessive earnings potential on journey and eating, and perks like journey insurance coverage and buy safety, the card’s outsize worth is simple to understand.

Bottom line

The 100,000-point bonus offer is ending May 15, and this might be your final likelihood to make the most of this priceless bonus. The typical bonus on this card is 60,000 factors, and it has been 4 years since we have seen it climb to 100,000 factors.

A deal this good cannot final eternally, but the recollections you make on the journeys you can e book with the present bonus offer on the Chase Sapphire Preferred will final for years to return.

Related: After greater than 15 years, why the Chase Sapphire Preferred ought to nonetheless be your first rewards card

Apply now: Chase Sapphire Preferred Card