Is the Delta Platinum American Express worth the annual price?

The Delta SkyMiles® Platinum American Express Card is a mid-tier card with a $350 annual price (see charges and charges).

When annual charges attain the $300-plus mark, you begin to query whether or not the advantages and perks make the price worthwhile.

So, let’s dive in and see if the Delta Platinum Amex is worth its annual price.

Welcome provide

The Delta SkyMiles Platinum presents new cardmembers the alternative to earn an elevated 90,000 bonus miles after spending $4,000 in eligible purchases inside the first six months of card membership. This provide ends July 16.

TPG’s June 2025 valuations worth Delta SkyMiles at 1.25 cents per level, which makes this provide worth $1,125.

You may not be eligible for this welcome provide when you have or have had different SkyMiles Amex playing cards. If you wish to improve or downgrade, you must test your Amex account and see if there are any presents.

American Express could think about different elements when figuring out your welcome provide eligibility. Make certain to concentrate to any messages that pop up throughout the utility course of.

Related: Best time to use for Delta American Express playing cards based mostly on provide historical past

Earning charges

The Delta Platinum Amex is proscribed to solely incomes Delta SkyMiles.

This card earns:

• 3 miles per greenback spent on all Delta purchases and inns worldwide booked instantly
• 2 miles per greenback spent on eating at eating places worldwide (together with takeout and supply in the U.S.) and U.S. supermarkets
• 1 mile per greenback spent on all different purchases

Based on TPG’s June 2025 valuations, these charges equate to a 3.8%, 2.5% and 1.3% return on spending, respectively.

Other playing cards have the next return on spending on on a regular basis purchases, however if you’re a Delta loyalist, the airline-specific advantages and different perks make this a stable choice.

Related: Best airline bank cards

Complimentary upgrades

Cardmembers who haven’t got Delta SkyMiles Medallion standing are eligible to obtain complimentary upgrades to Delta One (on home flights), top quality and Delta Comfort+ after Medallion members.

It is vital to notice that upgrades are unlikely for simply being a cardmember, as all Medallion elite and improve certificates will take increased priority in the improve queue.

That stated, even receiving only one improve in a calendar yr may also help offset the Delta Platinum Amex’s annual price.

Related: Secure a greater seat: The final information to getting upgraded on Delta flights

Appealing credit

Ride-hailing assertion credit

Users of ride-hailing providers will worth the incontrovertible fact that the Delta Platinum Amex presents a month-to-month up-to-$10 assertion credit score (as much as $120 per calendar yr) after they use their card to pay for an eligible ride-hailing service. This credit score is legitimate on choose ride-hailing providers in the U.S.

(Enrollment is required; phrases apply.)

Related: Uber unveils new household, group options to simplify the journey expertise

Resy assertion credit

Foodies can rejoice, as the Delta Platinum Amex has Resy credit. Cardmembers obtain as much as $10 month-to-month in assertion credit on eligible purchases with U.S. Resy eating places (as much as $120 per calendar yr).

Any restaurant on Resy is eligible for the credit score when you pay utilizing your Delta Platinum Amex. (Enrollment is required; phrases apply.)

Amex states: “Eligible Resy purchases include purchases made directly from U.S. restaurants that offer reservations on Resy.com and the Resy app and accept American Express Cards, purchases made directly on Resy.com or in the Resy app, and purchases made via Resy Pay. Restaurants must be live on Resy.com or the Resy app at time of purchase to be eligible for the statement credit and are subject to change at any time. Purchases of Resy OS restaurant management software and Resy-branded American Express® Gift Cards are not eligible.”

This credit score is efficacious to me as I typically eat out at eating places, and lots of eating places are listed on Resy, so I deal with this as $10 off the price of my meal.

Delta Stays assertion credit score

Delta Platinum Amex cardmembers obtain an annual up-to-$150 credit score on Delta Stays per calendar yr. To obtain the credit score, you should guide pay as you go inns or trip leases by way of the Delta Stays web site.

This can add nice worth as, in some cities, you’ll be able to simply discover inns or trip leases for underneath $150 an evening, primarily netting you a free evening that helps offset the price of the annual price.

Related: 16 methods to earn extra Delta SkyMiles

Hertz standing

Delta Platinum Amex cardmembers obtain complimentary Hertz Five Star standing. This mid-tier standing presents a one-car-class improve (if out there) and as much as an additional 25% factors earned on every rental.

(Enrollment in the Hertz Gold Plus Rewards program is required; phrases apply.)

This profit is helpful when you guide a smaller automobile however need a larger one. Hertz is my go-to automobile rental firm, and I’ve had Five Star standing for years. I get an improve nearly each time I lease; generally, the improve is multiple class.

Related: Save cash in your subsequent journey! Use these tricks to by no means pay full value for a rental automobile

Status increase

The Delta Platinum Amex comes with a much-needed technique to jump-start qualification towards Medallion standing. For each $20 you spend, you’ll earn 1 Medallion Qualification Dollar.

Additionally, cardmembers obtain a head begin of two,500 MQDs deposited into their SkyMiles account each Medallion qualification yr.

Earning MQDs by way of bank card spending means you’ll be able to fly much less and nonetheless earn priceless Medallion standing.

Companion certificates

Cardmembers of the Delta Platinum Amex get an annual companion certificates every card yr anniversary. This companion certificates lets you purchase two round-trip tickets (with as much as 4 segments) for the value of 1 — plus taxes and charges between $22 and $250.

This companion certificates is legitimate on round-trip Main Cabin tickets on flights inside the U.S. (together with Alaska and Hawaii) and to and from Mexico, the Caribbean and Central America.

Related: How to economize with an annual Delta companion ticket

Other advantages

The Delta Platinum Amex card comes with a wide range of different helpful advantages, equivalent to:

• 15% off all Delta-operated award flights in any cabin of service (I exploit this perk incessantly when I’m trying to guide last-minute home transcontinental flights)
• Free checked baggage (first bag free for the cardmember and as much as eight folks touring on the similar reservation)
• A $120 credit score for Global Entry each 4 years or as much as an $85 credit score for TSA PreCheck each 4½ years
• 20% again on inflight purchases of foods and drinks (inflight Wi-Fi purchases not included)
• Travel protections

(Enrollment is required for choose advantages; phrases apply.)

Related: Your full information to journey protections on American Express playing cards

Bottom line

The Delta Platinum Amex card is a mid-tier bank card in the SkyMiles Amex household and presents helpful month-to-month credit and first rate incomes charges to assist offset the annual price.

This card choice is nice for Delta loyalists trying to obtain or preserve Medallion standing. If you make the most of all the credit, you’ll be able to simply come out forward.

However, when you do not make the most of these credit or fly Delta incessantly, there are higher choices with decrease annual charges.

To be taught extra, learn our full assessment of the Delta Platinum card.

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Apple right here: Delta SkyMiles Platinum

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For charges and charges of the Delta SkyMiles Platinum, click on right here.