Capital One has developed a popularity for providing simple rewards credit cards that make incomes rewards simple. That’s why I selected the issuer for my very first card.
The Capital One VentureOne Rewards Credit Card gave me an inexpensive, simplistic entry level to journey rewards, and it held a slot in my wallet for over a decade earlier than I upgraded it to the Capital One Venture X Rewards Credit Card.
Some Capital One cards are geared towards vacationers, are loaded with journey perks and supply entry to Capital One Travel, the issuer’s helpful reserving portal.
Other Capital One cards are designed extra for foodies or small-business house owners, however all of them have one factor in frequent: They supply versatile, easy-to-use rewards with robust incomes charges in frequent classes, together with nonbonus spending.
Though I’ve since branched out to different card issuers like Chase and American Express, Capital One cards are nonetheless a cornerstone of my factors and miles technique. They assist me rack up rewards in classes the place my different cards cannot compete, and I’ve used these rewards to e-book zero-cost flights to Europe and impartial lodge stays within the U.Okay. and past.
Whether you are a beginner to the factors and miles world or a extra superior traveler trying to enhance your rewards on on a regular basis purchases, Capital One has a card for you. Here are our prime picks.
The best Capital One credit cards
*The data for the Capital One Spark Miles Select for Business has been collected independently by The Points Guy. The card particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Comparing the best Capital One credit cards
Here’s an summary of TPG’s suggestions for the best Capital One credit cards.
Daily Newsletter
Reward your inbox with the TPG Daily publication
Join over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
| Card | Best for | Welcome supply | Earning charges | Annual charge |
|---|---|---|---|---|
| Capital One Venture Rewards Credit Card | New factors and miles fanatics | Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. Plus, earn a one-time $250 Capital One Travel credit to use within the first cardholder yr. |
|
$95 |
| Capital One Venture X Rewards Credit Card | Travel credit and lounge entry | Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. |
|
$395 |
| Capital One Spark Miles for Business | Earning transferable miles on enterprise bills | Earn 50,000 miles after spending $4,500 on purchases within the first three months from account opening. |
|
$0 introductory charge for the primary yr, then $95 |
| Capital One Quicksilver Cash Rewards Credit Card | A easy cash-back incomes construction with no annual charge | Earn a $200 money bonus after spending $500 on purchases within the first three months from account opening. |
|
$0 |
| Capital One Savor Cash Rewards Credit Card | Dining, groceries and leisure | Earn $200 money again after spending $500 on purchases within the first three months from account opening. |
|
$0 |
| Capital One Venture X Business | Business house owners who journey typically | Earn 150,000 miles after spending $30,000 within the first three months from account opening. Plus, earn an extra 200,000 miles after spending $200,000 within the first six months. |
|
$395 |
| Capital One VentureOne Rewards Credit Card | Earning transferable miles with no annual charge | Earn 20,000 miles after spending $500 on purchases within the first three months from account opening. |
|
$0 |
| Capital One Spark Cash Plus | High-spending companies | Earn $2,000 money again after spending $30,000 within the first three months of account opening. Earn an extra $2,000 money bonus for each $500,000 spent through the first yr. |
|
$150 |
| Capital One Spark Cash | Straightforward money rewards on nonbonus enterprise purchases | Earn $750 money again after spending $7,500 within the first three months from account opening. |
|
$0 introductory charge for first yr, then $95 |
| Capital One Spark Miles Select for Business | Earning transferable miles on enterprise bills with no annual charge | Earn 50,000 miles after spending $4,500 on purchases within the first three months from account opening. |
|
$0 |
Now, let’s study every card intimately and think about why a few of these deserve a spot in your wallet.
Capital One Venture Rewards Credit Card
Welcome supply: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. Plus, earn a one-time $250 Capital One Travel credit to use within the first cardholder yr.
Annual charge: $95.
Standout advantages: Thanks to a stellar welcome supply, a profitable incomes technique and priceless transferable rewards, the Capital One Venture Rewards Credit Card is constantly ranked among the many best rewards credit cards.
For a modest annual charge of $95, this card earns a limiteless 2 Capital One miles per greenback spent on all purchases (besides accommodations, trip leases and rental automobiles booked by means of Capital One Travel, which earn 5 miles per greenback spent).
That makes the Venture Rewards an incredible all-around card for on a regular basis, nonbonus spending (suppose: pet care, marriage ceremony bills, residence enchancment retailer purchases and automobile repairs). This card additionally provides a Global Entry or TSA PreCheck credit and doesn’t cost overseas transaction charges, making it an incredible journey companion for wherever your worldwide journeys take you.
Plus, the Venture’s present welcome supply is likely one of the best we have seen. Not solely are you able to earn 75,000 bonus miles (value $1,388, in accordance to TPG’s April 2025 valuations), however you can too get a one-time journey credit value $250 once you e-book journey by way of Capital One Travel in your first cardholder yr. With an enormous number of flights, lodging, automobile leases and extra out there on the portal, this credit is straightforward to use.
You can redeem Capital One miles to reimburse your self for journey purchases at a set charge of 1 cent apiece, or you may maximize their worth by transferring them to Capital One’s 15-plus airline and lodge companions. Although Capital One’s checklist of switch companions will not be as lengthy or as different as some opponents, I’ve gotten nice worth from my miles by transferring them to Air France-KLM Flying Blue and British Airways Club to e-book worldwide flights.
The Venture Rewards is likely one of the best all-around Capital One journey cards and a perfect starter card for brand spanking new factors and miles fanatics who don’t need to fear about memorizing bonus classes. It may also be an incredible alternative for extra superior vacationers trying to fill the hole between the bonus classes on their different cards.
For extra data, try our Venture Rewards card assessment.
Learn extra: Capital One Venture Rewards Credit Card
Capital One Venture X Rewards Credit Card
Welcome supply: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening.
Annual charge: $395.
Standout advantages: Think of the Venture X because the older sibling to the Venture Rewards card. This premium providing comes with a better annual charge and extra perks which are particularly helpful for frequent vacationers. The Venture X was named the Best Premium Travel Credit Card on the 2024 TPG Awards and was additionally the primary premium credit card in my wallet.
With no overseas transaction charges and an incomes charge of a limiteless 2 miles per greenback spent on all purchases, the Venture X is ideal for getting souvenirs and making different nonbonus purchases overseas. Plus, once you e-book by means of Capital One Travel, you will earn a formidable 10 miles per greenback spent on accommodations and rental automobiles and 5 miles per greenback spent on flights and trip leases. Additionally, you will get entry to elite advantages at choose accommodations by means of Capital One’s Premier Collection.
The card’s perks embody a Global Entry or TSA PreCheck credit, an annual $300 journey credit to use on Capital One Travel, 10,000 bonus miles annually, journey insurance coverage and entry to Capital One and Priority Pass lounges.
With so many journey choices out there on Capital One Travel, I’ve discovered it simple to use the $300 journey credit that comes with the Venture X, which successfully drops the annual charge to $95. That’s a steal for a card that additionally offers beneficiant lounge entry.
Granted, Capital One’s lounge community continues to be fairly small, however because it contains my residence airport in Denver, I get loads of use out of the cardboard’s lounge perk.
If you are torn between the Venture and the Venture X, think about how typically you journey and your journey model. If you may simply use the $300 Capital One Travel credit annually and the extra perks, like lounge entry, the Venture X is a no brainer.
Trying to determine if that is proper card for your wants? Read our Venture X card assessment for extra data.
Learn extra: Capital One Venture X Rewards Credit Card
Capital One Spark Miles for Business
Welcome supply: Earn 50,000 miles after spending $4,500 on purchases within the first three months from account opening.
Annual charge: $0 introductory charge for the primary yr, then $95.
Standout advantages: If you need to earn priceless transferable Capital One miles and qualify for a enterprise credit card, think about the Capital One Spark Miles for Business.
This enterprise card has the identical incomes construction as its shopper counterpart, the Venture Rewards card, incomes 5 miles per greenback spent on accommodations, trip leases and rental automobiles booked by means of Capital One Travel and a pair of miles per greenback spent on every part else. As a outcome, this card is ideal for enterprise house owners who spend so much in classes not coated by different enterprise cards or preferring a easy incomes construction with no spending limits or classes to monitor.
Plus, the welcome bonus on the Spark Miles for Business is the simplest to earn of all of the Capital One enterprise cards on this checklist, making it attainable even for companies with comparatively small bills.
The 50,000 Capital One miles you may earn after spending $4,500 on purchases throughout the first three months of account opening are value $925 per our April 2025 valuations — or $500 if you happen to redeem your miles at a set charge of 1 cent every (although we usually advocate redeeming your miles for journey, as you may stretch their worth additional this fashion).
For extra data, try our Spark Miles for Business card assessment.
Learn extra: Capital One Spark Miles for Business
Capital One Quicksilver Cash Rewards Credit Card
Welcome supply: Earn a $200 money bonus after spending $500 on purchases within the first three months from account opening.
Annual charge: $0.
Standout advantages: One factor I like about Capital One credit cards is that almost all of them present entry to the Capital One Travel portal — even no-annual-fee cash-back cards like this one. Capital One Travel provides an enormous number of flights, lodging and rental automobiles, and its value prediction software and value watch options give it an edge over competitor portals.
No matter which card you maintain, you may earn bonus rewards on some journey booked by means of Capital One Travel. However, journey classes and incomes charges differ barely from card to card. In the case of the Quicksilver Cash Rewards Credit Card, you will earn 5% money again on accommodations and rental automobiles booked by means of the portal and a limiteless 1.5% money again on all different purchases.
You can convert these rewards to money again and use them on just about something with no minimal quantity to redeem your rewards, that means you may apply your earnings instantly to your assertion credit and decrease your credit card invoice. With no annual charge and no expiration for your money again, this is likely one of the most foolproof methods to lower your expenses on your on a regular basis purchases.
On the opposite hand, if you happen to presently maintain a miles-earning Capital One card (or plan to get one ultimately), the Quicksilver Cash Rewards can change into much more priceless. That’s as a result of you may convert your cash-back rewards into absolutely transferable Capital One miles if you happen to maintain one other card that earns Capital One miles.
If you are hoping to begin with a easy, no-fuss cash-back rewards technique and ultimately department out into the factors and miles world, this can be a nice card to get you began.
Check out our Quicksilver Cash Rewards card assessment to provide help to determine if that is the best product for you.
Learn extra: Capital One Quicksilver Cash Rewards Credit Card
Capital One Savor Cash Rewards Credit Card
Welcome supply: Earn $200 money again after spending $500 on purchases within the first three months from account opening.
Annual charge: $0.
Standout advantages: After holding varied Capital One journey cards for years, I’ve my eye on the Savor Cash Rewards for the subsequent addition to my wallet. That’s as a result of I spend so much on groceries (and these days, who does not?), and this gem of a card may help me rack up rewards on this class, in addition to on eating, leisure and streaming purchases.
Cardholders earn 8% money again on Capital One Entertainment purchases, 5% money again on accommodations and rental automobiles booked by means of Capital One Travel, 3% money again at grocery shops (excluding superstores like Walmart and Target) and on eating, leisure and fashionable streaming companies and 1% money again on all different purchases. That’s a fairly spectacular incomes construction for a card with no annual charge, and it makes it one in all our favourite eating credit cards.
Another main perk? The Savor Cash Rewards card does not cost overseas transaction charges, which suggests you may proceed incomes bonus rewards on eating, groceries, leisure and extra whereas overseas.
This card has much more potential if you happen to pair it with a miles-earning card just like the Venture X, which permits you to convert your cash-back rewards into absolutely transferable Capital One miles.
The Savor Cash Rewards card is an incomes powerhouse for budget-conscious shoppers who spend so much on groceries and nights out however don’t need to pay a hefty annual charge to maximize rewards on these purchases.
It’s additionally a sensible alternative if you happen to already maintain a Capital One miles-earning card, just like the Venture or Venture X, that enhances the Savor’s incomes construction. And if you happen to’re planning to examine overseas or change into a digital nomad, this card is the proper companion for grocery runs in overseas international locations.
With no annual charge and an easy-to-earn welcome bonus, there is no cause not to apply for this card.
For extra data, try our assessment of the Savor Cash Rewards card.
Learn extra: Capital One Savor Cash Rewards Credit Card
Capital One Venture X Business
Welcome supply: Earn 150,000 miles after spending $30,000 within the first three months from account opening. Plus, earn an extra 200,000 miles after spending $200,000 within the first six months.
Annual charge: $395.
Standout advantages: The enterprise model of the Venture X is sort of similar to the buyer model, down to the $395 annual charge.
The Venture X Business provides the identical advantages, together with lounge entry, a Global Entry or TSA PreCheck credit and an annual $300 credit for bookings by means of Capital One Travel. It additionally has the identical incomes construction: Earn 10 miles per greenback spent on accommodations and automobile leases booked by means of Capital One Travel, 5 miles per greenback spent on flights and trip leases booked by means of the portal and a limiteless 2 miles per greenback spent on every part else.
The variations lie in business-friendly options, like the power to assign account managers, obtain buy information into varied codecs and add worker cards at no extra value. Instead of getting a preset spending restrict, this card adapts to your wants primarily based on spending conduct, cost historical past and credit profile.
The Capital One Venture X Business card additionally has one of the crucial profitable welcome provides within the business. It’s value $2,775, per TPG’s April 2025 valuations — and that is earlier than you issue within the probability to earn an additional 200,000 miles after spending an extra $200,000 inside six months from account opening.
Between the versatile spending restrict and the hefty spending required to attain the welcome bonus, this card is good for companies with excessive month-to-month bills. Just remember the fact that this can be a pay-in-full card, that means you should be ready to repay your steadiness every month. If you want to carry a steadiness or might not spend sufficient to earn the welcome bonus, different cards on this checklist could also be a greater match for your enterprise.
For extra data, learn our assessment of the Venture X Business.
Learn extra: Capital One Venture X Business
Capital One VentureOne Rewards Credit Card
Welcome supply: Earn 20,000 miles after spending $500 on purchases within the first three months from account opening.
Annual charge: $0.
Standout advantages: The VentureOne is the primary journey card I ever bought — and, for a few years, it was the one card in my wallet. Back then, I did not need to hold monitor of a number of cards and spending classes, nor did I would like to pay an annual charge simply to maintain onto a bit of plastic. The VentureOne was the proper starter card for my younger touring self, with no annual charge, no overseas transaction charges and a limiteless 1.25 miles per greenback spent on all purchases, every single day.
Plus, it earns 5 miles per greenback spent on accommodations and rental automobiles booked by means of Capital One Travel. As somebody who loves staying at boutique and impartial accommodations, I earned a number of miles this fashion and stayed at some distinctive properties that I’ll not have found in any other case.
Unlike Capital One’s different no-annual-fee cards, the VentureOne earns absolutely fledged Capital One miles. You can redeem these at a set worth by means of Capital One Travel or for an announcement credit to cowl journey purchases, or you may switch them to airline and lodge companions for extra worth. This makes the VentureOne a perfect gateway to the world of factors and miles for anybody who likes to begin small and study at their very own tempo.
I selected the assertion credit route for years, utilizing my miles to cowl my most up-to-date journey buy. With a redemption charge of 1 cent per mile, 30,000 miles was sufficient to pay for a $300 airplane ticket residence to go to my dad and mom. Later, I began exploring Capital One’s switch companions and found that 30,000 miles may get me a round-trip ticket to Paris if I transferred them to Air France-KLM Flying Blue. I used to be hooked.
The VentureOne also can make companion card as a result of it earns greater than 1 mile per greenback spent on nonbonus purchases. Even after I dove deeper into factors and miles and crammed out my wallet with different cards that earned bonus factors and miles on varied classes, I continued utilizing my VentureOne for nonbonus purchases like pet bills and residential enchancment. It remained a staple in my wallet till I ultimately upgraded to the Venture X to earn much more miles on nonbonus purchases.
To discover out extra, try our assessment of the VentureOne Rewards card.
Learn extra: Capital One VentureOne Rewards Credit Card
Capital One Spark Cash Plus
Welcome supply: Earn $2,000 money again after spending $30,000 within the first three months of account opening. Earn an extra $2,000 money bonus for each $500,000 spent through the first yr.
Annual charge: $150.
Standout advantages: The Spark Cash Plus may be very related to the Venture X Business besides it earns cash-back rewards as a substitute of Capital One miles. Its annual charge can be considerably decrease: $150, which will probably be refunded if your enterprise spends greater than $150,000 in a yr.
In phrases of reward incomes charges, you will get 5% money again on accommodations and rental automobiles booked by means of Capital One Travel and a limiteless 2% money again on all different purchases.
The priceless $2,000 welcome bonus requires a better minimal spend, and you’ll earn an extra $2,000 money again for each $500,000 spent within the first yr. That quantity could also be out of attain for a lot of small companies, however if you happen to anticipate spending over $500,000 in a yr, the welcome bonus alone makes this card a no brainer. If you spend much more, there is no restrict to what number of $2,000 money bonuses you may earn within the first yr.
This card rewards companies with excessive working prices, however remember the fact that the steadiness should be paid in full each month. If your enterprise has excessive bills — and you may pay them off in full every month — this could possibly be probably the most profitable Capital One enterprise card for you.
For extra data, learn our assessment of the Spark Cash Plus card.
Learn extra: Capital One Spark Cash Plus
Capital One Spark Cash
Welcome supply: Earn $750 money again after spending $7,500 within the first three months from account opening.
Annual charge: $0 introductory charge for the primary yr, then $95.
Standout advantages: If you maintain the Capital One Spark Cash, your card and all worker credit cards (which you may get for no extra value) earn a limiteless 2% money again on all purchases.
This card additionally comes with a few journey advantages. You’ll earn 5% money again on accommodations and automobile leases booked by means of Capital One’s journey portal, and there aren’t any overseas transaction charges. As a outcome, the Spark Cash is a streamlined method to earn money again on enterprise bills, each at residence and overseas.
This card is very helpful for enterprise house owners who do not spend a lot throughout frequent bonus classes like workplace provides and for many who want a simple incomes construction with no bonus classes or spending necessities to monitor.
Plus, the welcome bonus is comparatively simple to earn in contrast to different enterprise cards on this checklist, making the Spark Cash choice for small companies with decrease month-to-month bills.
Debating which Capital One enterprise card to choose? Read our assessment of the Spark Cash to provide help to determine.
Learn extra: Capital One Spark Cash
Capital One Spark Miles Select for Business
Welcome supply: Earn 50,000 miles after spending $4,500 on purchases within the first three months from account opening.
Annual charge: $0.
Standout advantages: With no annual charge and one of many best welcome bonuses to earn on a Capital One enterprise card, the Spark Miles Select makes an incredible starter card for small-business house owners with decrease overhead.
This card does not cost overseas transaction charges and earns 1.5 miles per greenback spent on all purchases, with no restrict to what number of miles you may earn. These are absolutely transferable Capital One miles, that means you may redeem them at a flat charge of 1 cent every or switch them to Capital One’s 15-plus journey companions to get higher worth.
For instance, I just lately booked an Aer Lingus flight from London to Dublin utilizing British Airways Club Avios that I transferred from Capital One. If I had booked and paid with money, the ticket would have value $138 (or 13,800 Capital One miles), however as a result of I leveraged my reward miles by transferring them, this award flight solely value 4,000 Avios (the reward forex Aer Lingus makes use of). Thanks to Capital One’s switch companions, I saved almost 10,000 miles and bought a stellar worth of three.5 cents per mile.
That’s the ability of incomes transferable currencies, and the Spark Miles Select for Business is a simple, inexpensive method to do it. If you are inquisitive about incomes journey miles on enterprise bills with no annual charge, look no additional.
Learn extra: Capital One Spark Miles Select for Business
What to think about when selecting a Capital One credit card
There is not any single best Capital One credit card as a result of the best card will depend on your life-style and finances. Here are some questions to ask your self to discover the best choice for your particular wants.
Preferred rewards
What kinds of rewards are most helpful to you? You can typically get probably the most worth out of versatile credit card rewards by transferring them to airline and lodge companions, however this provides effort and time to the redemption course of. If you favor a simplistic method to incomes and redeeming credit card rewards throughout the purchases you make, one in all Capital One’s cash-back cards could also be good for you.
I want incomes Capital One miles as a result of I journey typically and really feel assured that I can get extra worth out of transferable miles than money again. If you are on this route, spend a while getting to know Capital One’s 15-plus switch companions to see how you would use your miles.
For occasion, Avianca LifeMiles is nice for home journey, and Air Canada Aeroplan has some improbable long-haul candy spots, particularly now that it has eradicated gas surcharges.
Flying Blue is one in all my favourite redemption paths as a result of it typically runs improbable Promo Rewards on flights to Europe. On the lodge aspect, there are a number of distinctive methods to redeem Choice Privileges factors, plus packages like Wyndham Rewards supply redemptions beginning at 7,500 factors per evening.
These are only a few of the loyalty packages the place you may switch Capital One miles. With greater than 15 airline and lodge companions, Capital One has a switch accomplice for just about everybody.
Spending habits
Next, think about your private spending habits (or enterprise bills); which classes seem on your credit card statements most frequently?
The best card for you’ll earn rewards within the classes you spend most in. Capital One shines within the realm of flat-rate credit cards, that are nice for nonbonus spending, because it provides cards that earn further rewards on eating, groceries, leisure and journey. If your bills typically fall into different frequent bonus classes, it’s possible you’ll discover higher choices with different issuers.
If you journey typically, you will need to be sure you have not less than one card in your wallet that does not cost overseas transaction charges. You must also look intently on the journey classes and incomes charges on Capital One’s cards. Most of them earn bonus rewards on accommodations and rental automobiles booked by means of Capital One Travel, however solely a pair — the Venture and Venture X — earn further on flights booked by means of the portal. If you spend so much on flights, this may increasingly affect your resolution.
Welcome bonus
Your most popular rewards kind and spending habits are probably the most essential components in figuring out the best Capital One card for you in the long run. That stated, welcome bonuses may help you determine when to add a card to your wallet and through which order to apply for a number of cards — I’ve actually been identified to wait to apply for a card till a greater welcome bonus comes alongside.
Welcome bonuses also can provide help to slender down your selections. For occasion, say you are torn between the Venture and the Venture X. The Venture is presently providing an elevated welcome bonus: Earn 75,000 bonus miles after spending $4,000 on purchases throughout the first three months of account opening, plus a $250 Capital One Travel credit to use within the first cardholder yr.
This is likely one of the best provides we have seen on this card. If you have already got confirmed journey plans, that $250 Capital One Travel credit will assist offset the prices of your upcoming journey.
Annual charge
I’ve really useful some Capital One cards that cost an annual charge. However, many cards’ rewards and advantages outweigh their annual charges. It’s up to you to determine what works best for your wants on a card-by-card foundation.
Make certain that your desired card’s annual charge suits into your finances and that you will get sufficient worth from the cardboard to make it worthwhile. If not, there are many standout Capital One cards on this checklist that do not cost an annual charge.
Last yr, I bought authorized for the Venture X, my first premium credit card. It’s presently the costliest card in my wallet, and after I lastly bought it, the $395 annual charge was powerful to swallow.
However, since I typically keep at impartial accommodations, I knew I may simply use the cardboard’s $300 annual journey credit on a lodge keep by means of Capital One Travel, primarily lowering the annual charge to $95.
For all the opposite advantages I get from the cardboard — like the power to earn a limiteless 2 miles per greenback spent on all purchases, lounge entry and 10,000 bonus miles every anniversary yr — $95 now looks as if a steal.
How we selected the best Capital One credit cards
We rated the best Capital One cards primarily based on a number of components, together with reward-earning charges, welcome bonuses and different advantages related to every card.
Check out our methodology to study extra about how TPG evaluates and selects cards for our roundups.
Redemption choices for Capital One credit cards
If you go for a cash-back Capital One card, you may apply your rewards as an announcement credit towards your credit card invoice. Thus, you may redeem them for something — an upcoming trip, new home equipment for your residence, a present for a beloved one or just final week’s groceries.
If you maintain a card that earns Capital One miles, you are restricted to redeeming your rewards for journey, however there are various methods to achieve this.
One choice is to use your miles towards journey at a charge of 1 cent every, both by reserving by means of the Capital One Travel portal or redeeming for an announcement credit towards a current journey buy. We advocate the latter as a result of you may primarily save 5% on accommodations and rental automobiles this fashion.
Alternatively, you may switch Capital One miles to one of many program’s 15-plus journey companions and redeem them immediately for flights or lodge stays. I usually use my miles for worldwide flights by means of Air France-KLM Flying Blue or British Airways Club as a result of these packages supply low award charges and direct flights from my residence airport. Here are a couple of different concepts for accomplice redemptions you would make with Capital One miles:
- Transfer to Air Canada Aeroplan to e-book home economic system flights for as little as 6,000 factors every method.
- Transfer to Avianca LifeMiles to fly enterprise class to wherever in Europe for less than 80,000 miles one-way and no gas surcharges.
- Transfer to Etihad Guest to snag the ultraluxe first-class Apartments ranging from 200,000 miles every method.
- Transfer to Wyndham Rewards to e-book this system’s new all-inclusive resorts beginning at 15,000 factors per evening.
Transferring to companions will provide help to stretch the worth of your miles to greater than 1 cent every, however there are some things to bear in mind.
Know that whereas most Capital One companions permit you to switch miles at a 1:1 ratio, a couple of of them supply a much less fascinating ratio. These embody EVA Air Infinity MileageLands (2:1.5), JetBlue TrueBlue (5:3) and Accor Live Limitless (2:1). Sometimes, you may get higher than a 1:1 ratio if Capital One is operating a switch bonus.
Also, remember that transfers are irreversible. Always seek for your dates on the accomplice’s website and make sure award availability earlier than transferring miles, and ensure that your title on your Capital One account and your accomplice loyalty account match. Our information to Capital One switch occasions can let you know how lengthy to anticipate a switch to take.
If you may have a favourite switch accomplice(s) on Capital One’s checklist, you would possibly think about pairing your Capital One card with a cobranded card within the accomplice program to construct your factors or miles steadiness sooner.
Bottom line
Capital One’s credit card portfolio actually shines when it comes to incomes rewards on nonbonus purchases and offering versatile methods to redeem these rewards. It additionally provides some cards that earn bonus rewards in frequent buy classes like journey, eating, groceries and leisure.
If you are a frequent traveler, Capital One’s transferable miles supply a slew of priceless redemption alternatives. Plus, all of the Capital One cards on this checklist award bonus miles or money again on not less than some journey classes booked by means of Capital One Travel, which, in my expertise, is an easy-to-use journey portal with tons of choices.
Whether you are a foodie, frequent jet-setter, enterprise proprietor or a mixture of all of those, you are certain to discover a card on this checklist that fits your life-style.
Related: The best journey credit cards to add to your wallet
For Capital One merchandise listed on this web page, a few of the advantages could also be supplied by Visa® or Mastercard® and will differ by product. See the respective Guide to Benefits for particulars, as phrases and exclusions apply.
